Retirement Plans in Action

When speaking to groups about retirement and financial planning, I often use the phase hope for the best and plan for the worst. This is most appropriate for those who are planning on retiring in the next few years or are in retirement right now. When creating an investment strategy f
Read More

Market Myths

Since the beginning of October, we have experienced a steep decline in market indexes. After almost 8 years of steady growth, this feels like quite a shock to most investors.  Should it? The economy and the markets move in cycles. These cycles span many years. To deny this is to
Read More

Changes to Required Minimum Distributions?

Big news for those facing the challenge of Required Minimum Distributions… Last week President Trump signed an executive order asking the IRS to review its regulations concerning Required Minimum Distributions “RMD”. For those unfamiliar with RMDs, at age 70 ½ the go
Read More

Aging Bull, Raging Bull

In real estate there are three words to live by: …..location….location…..location. When investing there are three words to live by: …..rebalance…..rebalance…..rebalance. Last week marked the longest bull market in history as measured by the S&P
Read More

Fake News and Financial Markets

From the title of this article, you might think that I will be discussing how “Fake News” in the broader media impacts the markets. But there is another kind of fake news.  If you don’t understand it, you will be in a world of trouble come the next correction or
Read More

Recent Market Moves

This week has seen a dramatic decline in the market indexes.  The Dow, the S & P and international market indexes are down double digits. As I am writing this, the Dow is just approaching its value on Jan 1 of 2018.  So while we have seen a dramatic decline over the last
Read More

What Does the New Tax Plan Mean for Investing?

On December 22 the new tax bill was signed into law. I have received a number of calls on the this topic and I want to discuss what we know and what we don’t know. We know that things will be changing. But the impact is still unclear. Mostly because once a bill is signed into la
Read More

Data Drives More Growth

Another week, another round of positive market performance. The 3 major domestic indexes again ended the week with gains and new record highs. The S&P 500 rose 0.23% and marked a 7th-straight week of increases – its longest string of weekly gains in almost 3 years.[1] The Do
Read More

Third Quarter 2017 Review

In fact, last week, markets posted one record high after another – and the S&P 500 had its longest streak of record closes since 1997.[2] At the markets’ close, the S&P 500 added 1.19%, the Dow gained 1.65%, and the NASDAQ grew by 1.45%.[3] International stocks in
Read More

Target Date Funds

Given the limited choices offered by many 401(k) plans it takes more more time, energy and effort to decide how best to allocate your retirement savings inside your 401(k), 403(b) and similar type plans. Many investors, especially 401(k) investors, have decided to take the easy way ou
Read More