No Evidence Of A Plan

Below is a synopsis of this investment report: The unfortunate reality is that more than half of all households have no retirement plan much past their own retirement accounts. Proper diversification and consistent returns are the keys to retirement and most Americans lack both of the
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Discount Shopping Is So Much Fun

Below is a synopsis of this investment report: Volatility surged in financial markets this week due to fears of slowing global economic growth, technical factors that concern day traders, and news of the Ebola virus spreading in Dallas. The Investment Committee strongly feels that the
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Don’t Be Upset About Missing Out On Alibaba

Below is a synopsis of this investment report: The Initial Public Offering (IPO) for Alibaba was one of the most anticipated stock offerings in history, and demand for the stock exceeded the supply available by many multiples. Individual investors were upset to learn that they were un
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Mutual Fund Investors Aren’t Invited To The Super Bowl

Below is a synopsis of this investment report: Mutual funds are some of the most aggressive advertisers during bull markets, and they often target major sporting events due to the psychology of being associated with “winners”. Not only does the SEC permit such advertising
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A Deeper Dive Into Mutual Fund Tax Issues

Below is a synopsis of this investment report: Mutual funds are riddled with unfavorable tax rules, and their inefficiencies are one of the many reason that the Investment Committee chooses to avoid using them for our strategies. Two examples of these inefficiencies involve deducting
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A Great Strategy For Mutual Funds

Below is a synopsis of this investment report: Mutual funds served their purpose back in the 1980s and 1990s as effective vehicles to broadly diversify a retail investor’s portfolio, despite their exorbitant fees and rampant tax issues. The time for these products has passed, an
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The Days Of Easy Income Are Over

Below is a synopsis of this investment report: Income seekers are anxious to return to the days where ultra-safe investments were used to generate enough income to pay their living expenses. As the Fed continues to wind down their bond-buying program that has helped keep interest rate
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An Explanation For Why We Have Not Seen A Market Correction

Below is a synopsis of this investment report: Several market participants believe that a correction in the equity market is imminent, solely because we have not experienced one in almost three years. One possible reason why a correction has eluded the market could be that it has paid
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Market Corrections Are Not Predictable

Below is a synopsis of this investment report: Several market participants believe that a correction in the equity market is imminent, solely because we have not experienced one in over two years. Corrections are regular and healthy components of equity markets, but the notion that th
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Fed Does Not Manage Money

Below is a synopsis of this investment report: Stocks fell sharply last week after Federal Reserve Chair Janet Yellen and her fellow policymakers raised concerns about “substantially stretched valuations” in some sectors. Small cap stocks in the social media and biotech se
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