Currencies Matter

Below is a synopsis of this investment report: Investors seeking international diversification must consider the effects of currencies relative to the U.S. dollar. Currency movements can often wipe out substantial chunks of a large gain if the underlying currency weakens. Currency-hed
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The Fear Mongers Just Can’t Help Themselves

Below is a synopsis of this investment report: On Monday, the Nasdaq Composite Index hit 5000 for the first time since March 9, 2000, and the media immediately became fixated on the potential for another major crash. There is next to no basis for a historical comparison of today again
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No Country For Individual Investors

Below is a synopsis of this investment report: The foreign exchange market is the largest financial market in the world, and it is dominated by large banks, corporations, and investment funds. Retail investors have increasingly shown interest in trading currencies, given the potential
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When Will Interest Rates Rise?

Below is a synopsis of this investment report: Conservative investors are anxious to return to the days when bank CDs and money market funds could be used to generate low-risk returns. Although it’s impossible to time when the Fed will move to raise interest rates, it’s likely not hap
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Why Do We Even Try To Predict The Future?

Below is a synopsis of this investment report: Annual predictions for the S&P 500 and other equity indices are almost always wrong, and the ones who get it right are nothing more than lucky. Equities are far too volatile to conduct an annual forecast with any level of statistical
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A Holiday Gift For Everyone

Below is a synopsis of this investment report: Investors who have sat on the sidelines since the financial crisis have earned no income in cash and watched the S&P 500 more than triple in value. Fear mongering is everywhere, particularly on the Internet and in the media, because t
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Never Bet On Our Government

Below is a synopsis of this investment report: Never underestimate the ability of the government to create or destroy an industry, and the outcome of elections and regulatory decisions are often extremely important for investors. Traders often try to predict a change in leadership or
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No Evidence Of A Plan

Below is a synopsis of this investment report: The unfortunate reality is that more than half of all households have no retirement plan much past their own retirement accounts. Proper diversification and consistent returns are the keys to retirement and most Americans lack both of the
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Discount Shopping Is So Much Fun

Below is a synopsis of this investment report: Volatility surged in financial markets this week due to fears of slowing global economic growth, technical factors that concern day traders, and news of the Ebola virus spreading in Dallas. The Investment Committee strongly feels that the
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Don’t Be Upset About Missing Out On Alibaba

Below is a synopsis of this investment report: The Initial Public Offering (IPO) for Alibaba was one of the most anticipated stock offerings in history, and demand for the stock exceeded the supply available by many multiples. Individual investors were upset to learn that they were un
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