Why All The Cash?

Below is a synopsis of this investment report: Investors are asking why the cash balance has risen in the Conservative Income (CI) and Conservative Income with Growth (CIwG) portfolios over the past few weeks. Cash is used for operational and tactical reasons but also as a way to keep
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Fear Mongers Love To Talk About Margin Debit

Below is a synopsis of this investment report: Record margin debt seems to make the headlines every few months, and fear mongers are quick to point out that this is a predictive indicator of a future equity market crash. Margin debt can exacerbate a sell off, but there is absolutely n
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How Do I Pick A Stock?

Below is a synopsis of this investment report: Picking a stock is no different than picking a house. Both require intensive qualitative and quantitative analyses to determine the real value of each investment. At the end of the day, it always comes down to price. Whether it’s a stock
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Stop The Madness

Below is a synopsis of this investment report: Financial news networks are addicted to the rising interest rate story, but the timing of the first interest rate hike since 2006 is meaningless to a long-term investor. The real concern is the velocity of subsequent rate hikes, but the F
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Everyone Needs A Plan

Below is a synopsis of this investment report: Wells Fargo recently conducted a survey indicating that most middle-class Americans have done very little to prepare for retirement. Although the majority of respondents agreed that saving for retirement is vital, most have next to no pla
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Time To Rip Off The Band-Aid

Below is a synopsis of this investment report: The Fed’s monetary policy of artificially low interest rates was enacted to help our economy recover after the financial crisis but has mostly failed to do so. Zero interest rate levels rarely helps those investors who rely on income from
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The NASDAQ Composite Index Is Useless

Below is a synopsis of this investment report: The media has placed the NASDAQ in the spotlight so far this year, particularly since it significantly outperformed the S&P 500 and approached an all-time high. Investors may be a bit frustrated to see the NASDAQ perform so well vs. t
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Suitability Is Costly

Below is a synopsis of this investment report: Many brokerages do not have their investors’ best interests at heart, and they encourage brokers to sell expensive products through loopholes created by the SEC. According to a study conducted by the White House, the difference between th
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Currencies Matter

Below is a synopsis of this investment report: Investors seeking international diversification must consider the effects of currencies relative to the U.S. dollar. Currency movements can often wipe out substantial chunks of a large gain if the underlying currency weakens. Currency-hed
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The Fear Mongers Just Can’t Help Themselves

Below is a synopsis of this investment report: On Monday, the Nasdaq Composite Index hit 5000 for the first time since March 9, 2000, and the media immediately became fixated on the potential for another major crash. There is next to no basis for a historical comparison of today again
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